Without proper planning, a catastrophic illness could wipe out your nestegg in months . . . and leave you and your family exposed to healthcare bills that could take years to pay off. Medicare doesn't pay for extended care in a nursing facility, so what are your options?

First and foremost, we believe that long-term care insurance is your best answer. We are fortunate in Indiana to have a partnership program that not only provides excellent care, but also allows you to set aside certain assets in excess of those normally allowed to be protected from the Medicaid spend down.

Hoosier Senior Solutions is a recognized expert firm in this area. For those who don't have LTC insurance, there are specific deductions, exemptions, and allowances that are applicable when you or a loved one faces a nursing home stay. Our goal is to help you understand what these exemptions are, how to legally protect some assets from the spend down, and to assist you and your family in making sure your spouse is well cared for.

In addition, if you are a veteran, you may be eligible for over $22,000 per year of tax-free income to help you pay for care. This care can be provided at home, in an assisted living facility, or a nursing home, and can be provided by friends, family, or professional caregivers. If you have served our country, let us help you determine if you are eligible for extra money to pay for this care. It doesn't matter how much money you are earning, this benefit may be available.

Call us today at 877-752-0055 to learn more about Hoosier Senior Solutions can help you overcome your concerns about the effects of catastrophic illness on your estate.